Wholesale rate analytics
for loan officers.

Which lender gives my borrower the lowest rate at zero points today — across all 22 lenders simultaneously?

My borrower needs exactly $8,500 in lender credits to cover closing costs. Which lender generates that most efficiently — lowest rate for that credit amount?

Is Lender A's pricing curve strictly dominated by Lender B at every rate step, or only at specific points?

What is the true cost of the rate difference between the best and worst conforming lender in this session, in dollars over 5 / 10 / 15 years?

If my borrower drops their FICO from 760 to 720, which lenders absorb that change gracefully and which ones get hit hardest by LLPA repricing?

Which lender has the steepest buydown curve — i.e. gives the most rate reduction per point spent — in the 5.5%–6.0% range specifically?

What's the effective all-in rate when I factor in lender fees, not just the quoted rate and points?

Between lender-paid and borrower-paid comp, which structure maximizes my borrower's net position for their specific scenario?

Across all lenders in this session, what is the median market par rate, and how far is each lender from it?

If the seller agrees to a 2-point concession, which lender and rate combination makes the most of that $12,800 — buydown, credits, or split?

How does investment property pricing compare to primary residence pricing with the same lender — what's the LLPA premium for occupancy type?

What rate can I lock today that still makes mathematical sense if my borrower's closing slips by 2 weeks and I need a lock extension?