Unlock Your Real Estate Dreams with AI-Powered Precision.

Discover properties, explore mortgage options, and simulate scenarios with RateSpot - the intelligent platform empowering regular users and brokers to make smarter real estate and financing decisions.

RateSpot
About RateSpot

The Future of Real Estate and Mortgage Insights, Today.

RateSpot is a revolutionary AI-powered pricing engine designed to give you a comprehensive understanding of the real estate and mortgage landscape. Whether you're a first-time homebuyer, a seasoned investor, or a busy broker, our platform provides the tools and intelligence you need to navigate the market with confidence.

Your Personalized AI Mortgage Advisor

Your Personalized AI Mortgage Advisor

Get instant answers and guidance about properties, mortgage products, and mortgage scenarios with RateSpot AI.

Explore Properties

Explore Properties

Dive into our extensive property explorer to find your ideal investment or dream home.

Real-Time Mortgage Insights

Real-Time Mortgage Insights

Access a dynamic feed of mortgage products from across the US, updated constantly.

Simulate & Strategize

Simulate & Strategize

Utilize our powerful scenario analyzer to project affordability and investment potential.

Data-Driven Decisions

Data-Driven Decisions

Leverage historical mortgage data to identify trends and opportunities.

Experience the Power of RateSpot's Integrated Features.

Property Explorer

Property Explorer

Explore an extensive database of active and sold listings. Pinpoint properties of interest and seamlessly transition into mortgage scenario simulations. Visualize your future home or investment today.

Gain a Competitive Edge with RateSpot.

Save Time & Effort

Reduce research time by up to 70% with our centralized platform and AI-powered insights.

70%
Time saved

Make Smarter Decisions

Benefit from AI analysis that uncovers hidden opportunities and potential risks, leading to 20% more informed investment choices.

20%+
Informed investment choices

Access Unparalleled Data

Tap into a real-time database of mortgage products, offering 8x more options than traditional methods.

8x
More mortgage product options

Personalized Guidance

Get tailored support and answers from RateSpot AI, your dedicated virtual mortgage expert, available 24/7.

24/7
Availability

Unlock the Full Potential with RateSpot AI

Enhance your property search and mortgage analysis with our intelligent assistant that helps you make smarter real estate and financing decisions.

How RateSpot AI Helps You

  • Review entire mortgage scenarios
  • Search and compare properties in the US
  • Analyze property-level data
  • Compare mortgage products and rates
  • Explain mortgage terms and concepts
  • Provide personalized mortgage recommendations

Simple Credit System

  • Free users receive $2 of credit to use with RateSpot AI
  • Recharge credits anytime as needed
  • Credits never expire - use them at your own pace

Ask RateSpot AI About:

  • "Compare 15-year vs. 30-year mortgages"

    Get a detailed analysis of different mortgage terms for your specific situation.

  • "Analyze property value trends in 73301"

    Receive insights on market trends and property valuations in specific locations.

  • "Calculate monthly payments with 20% down"

    Simulate different down payment scenarios and see how they affect your monthly costs.

  • "Recommend refinancing options"

    Get personalized refinancing suggestions based on current rates and your situation.

Start exploring smarter real estate and financing options today

Your $2 credit is automatically available in your free account

Choose the RateSpot Plan That Fits Your Needs.

Free

Great for individuals just getting started

$0/mo

  • Browse Properties
  • Access Property Reports
  • Discover Mortgage Products
  • Create Mortgage Scenarios
  • 7-Day Historical Mortgage Product Data

Premium

Best for brokers and agents aiming to expand

$19.99/mo

  • Includes All Free Features
  • Property Exports
  • Rental/Property Comparables Exports
  • Mortgage Product Exports
  • Mortgage Scenario Exports
  • 6-Month Historical Mortgage Product Data

Enterprise

Tailored for organizations needing advanced solutions

Get a Quote

  • Includes All Free & Premium Features
  • 3-Year Historical Mortgage Product Data
  • Data Uploads & Scheduling to Integrate with Customer Systems

Ready to Experience the Future of Real Estate and Mortgages?

Start Your Free Trial Today!