Free
$0/mo
Get Started- Browse Properties
- Access Property Reports
- Discover Mortgage Products
- Create Mortgage Scenarios
- 7-Day Historical Mortgage Product Data
Our Product
AI-Powered Mortgage Toolkit
From property search and mortgage comparison to financial scenario analysis, RateSpot's AI-powered tools simplify every step of your mortgage journey.
Property Explorer
Browse and compare properties for sale or recently sold, with the option to download listings.
Product Explorer
Access a vast, real-time database of mortgage products from multiple sources across the U.S., with downloadable lists.
Scenario Analyzer
Run detailed mortgage simulations with interactive graphs and calculators.
Scenario Export
Download professional reports in PDF or JSON to share or analyze further.
RateSpot AI
Get personalized guidance, compare mortgage options, and optimize decisions with our AI assistant, powered by rechargeable add-on credits.
Our Benefits
Why Choose RateSpot?
- Time saved on research
- 0%
AI-powered tools streamline your mortgage research, property search, and financial analysis.
- More mortgage options
- 0x
Access a real-time, nationwide database— far beyond what traditional lenders offer.
- To generate full reports
- 0 min
Run detailed mortgage simulations and export financial projections instantly.
- Of mortgage rate history
- +0 mo.
Analyze historical trends to make smarter, data-driven decisions.
Pricing Plans for Your Real Estate Journey
From individuals to enterprises, select a plan that scales with your needs.
Premium
$19.99/mo
Get StartedIncludes all Free features, plus:
- Export Property Data
- Export Rental and Property Comparables
- Export Mortgage Products
- Export Mortgage Scenarios
- 6-Month Historical Mortgage Product Data
Enterprise
Get a Quote
Contact UsIncludes all Premium features, plus:
- 3-Year Historical Mortgage Product Data
- Schedule Automated Data Imports from our Ecosystem
- Integrate Data Directly with your Customer Systems
- Dedicated Support and Customization Options
How RateSpot AI Works?
Instant AI Access
Start asking questions and exploring mortgage options as soon as you sign up.
$2 Free Credits
Every account includes $2 in AI usage — no strings attached.
Recharge Anytime
Top up credits when needed. Pay only for what you use.